Posts by jsmith@insurors.org

Commercial Auto Furnishing Loss Run History All Commercial Lines Insurance carriers are required under Tennessee law to provide the insured or the insured’s designee a copy of the insured’s three (3) year loss run history within 30 days of the written request. TCA § 56-5-323.  Commercial lines insurer’s obligation to furnish loss run history to insured.…

Personal Automobile Resource Articles Graduated Driver’s License Tennessee’s Graduated Driver License (GDL) Program is a multi-tiered program designed to ease young novice drivers into full driving privileges as they become more mature and develop their driving skills. Learn more at http://www.tn.gov/assets/entities/safety/attachments/07chap3.pdf Insurance Company Duty to File SR-22 This section places the burden on the insurance company…

MVR Sharing: A Dangerous Practice By David Thompson, CPCU Commercial employers in the process of hiring employees who will be driving company vehicles routinely contact their insurance agent to have the drivers added to the Business Auto Policy. Typically, the commercial insured will provide the agency with the new employee’s driver’s license number, so that…